At Financial Equity Service Ltd. we know how tough it can be to worry about money, and while we do help many people through our financial care facility, it is really the equity release part of our business in which we specialize. These kinds of solutions are geared for over 50s, that is, the people who are starting to get closer towards retirement age and need to start, or continue, thinking about where they will get the money to live out their lives once they stop working.
What we do
Equity release is a broad term, so we break it down into the following categories:
· Ensuring you don’t borrow more than your home is worth – this is called negative equity. When a bank is negotiating debt processes with their clients, they often suggest taking a greater sum of money than can be paid back, leaving clients indebted for life. We’ll make sure you never take more money than your home is worth, which you won’t borrow beyond what you can pay.
· Advice on how much to take – when it comes to equity release, you don’t need the entire sum of your home’s worth out as liquid capital. If you only need a portion of that money, we’ll help you get it.
· Lifetime mortgages – these are equity release plans that give you the rights to live in your home, but borrow money against it. In that way, you don’t have to sell, but can free up some cash for what you need to purchase or pay now.
· Help you calculate your cash – we know you don’t want to release equity frivolously, so we’ll help you calculate how much you have, how much you need and all of the relevant interest rates, so that you get the best deal that you can really afford.
Why choose us
As a consumer, you’re going to be faced with a lot of choice. There are many other businesses that want your custom, and they have been known to make any promise to get it. What you need is a business staffed with people who will be honest with you, who will tell you what you need and who will advise you on how to make the best choices for your future.
Our policy is based on helping those who really need it. If you don’t actually need equity release, we’ll be honest with you. No matter what kind of situation you find yourself in, know that we’ll help you get, not what you think you need, but what you actually need. We have a staff complement of smart and experienced advisors waiting to assist you in any way they can, so call Financial Equity Service Ltd. today to get the help you need from the people who will always be honest with you.
Financial Equity Service Ltd. is one of the leading service providers in our field, and we have the compliments from our satisfied clients to prove it. If you need help, don’t hesitate to call us today.
Think your home has equity in it that you need and can’t get to? We’re the experts in the field and can offer you the best advice and help, so fill in your name, phone number and other details and we’ll contact you.
We were worried about what we would do after 50. We didn’t have big pensions, so we phoned Financial Equity Service Ltd. and got their help. Now we have money from our house that we can use.
When my mum got Alzheimer’s, I had to send her to a special care facility, but I didn’t have the money to pay for it. I phoned Financial Equity Service Ltd. They told me about equity release and now I have enough to care for mum.